जीपीएफ परिचय
Non-Refundable Advance is to be applied in the form prescribed
Conditions for Sanction of Non-Refundable Advances
Part-Final Withdrawals may be sanctioned by an authority competent to dismiss the subscriber at any time after the completion of twenty years of service or within ten years before the date of his retirement on superannuation, whichever is earlier
RULE | REASONS | ELIGIBILITY | AMOUNT |
15-B | Expenditure towards higher education including traveling expenditure of self, child. Education includes outside India. | On completion of 20 years of service or 10 years service before retirement | 3 months pay or half of GPF balance whichever is less. In special cases upto 10 months of pay. |
15-C | Expenditure towards illness of self and family. | ---do--- | 6 months pay or half of balance whichever is less. In special cases 3/4th of balance |
15-D | Expenditure towards marriage and betrothal of self, son, daughter and female dependant. | ---do--- | 6 months pay or half of balance whichever is less. In special cases upto 10 months pay. |
15-E | Expenditure towards house building purpose. | After completion of 15 years service or within 10 years of retirement. | Upto 3/4ths of the balance or actual cost whichever is less |
15-F | Expenditure towards acquiring house site. | ----do---- | 1/4th of balance or actual cost of site whichever is less |
15-G | Expenditure towards construction of a house on a site purchased from the amount withdrawn under Rule 15-F | ---do---- | 1/3rd of balance or actual cost whichever is less |
15-H | Acquiring a farm land or business premises | 6 months before retirement | Upto half of balance or 6 months pay whichever is less. In special cases upto 3/4th of balance. |
15-I | Expenditure towards purchase of motor car | After 28 years of service or 3 years before retirement | Rs.12000/- or 1/4th of balance or actual price whichever is the least. |
CONVERSION OF AN ADVANCE TO PART FINAL WITHDRAWAL
A subscriber may, at his discretion by written request, convert the balance outstanding under a temporary advance into a part-final withdrawal after satisfying conditions laid down in Rules 15-A to 15-I.
DELEGATION OF FINANCIAL POWERS FOR SANCTIONING TA / PFW
Power to sanction GPF TA / PFW to Heads of Departments and their immediate deputies will be with the Government in the Administrative Department concerned.
Sanctioning Authority should be two levels above the person to whom advances or part final withdrawals are sanctioned